California Department of Insurance CA-Life-Accident-and-Health Exam Details & Actual Exam Questions
- Exam Code/Number: CA-Life-Accident-and-Health
- Exam Name/Title: CA Life, Accident and Health or Sickness Examination
- Certification Provider: California Department of Insurance
- Corresponding Certification: California Department of Insurance Certification
- Exam Questions: 157
- Updated On: Jul,12 2026
- Certification Level: State Insurance Producer License
California Department of Insurance CA Life, Accident and Health or Sickness Examination Exam Questions
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(27 Up Votes)California Department of Insurance CA-Life-Accident-and-Health Exam Overview:
| Certification Vendor: | California Department of Insurance (CDI) |
| Exam Name: | Life, Accident and Health or Sickness Examination |
| Exam Number: | CA-Life-Accident-and-Health |
| Exam Price: | $88 + $33–$43 PSI convenience fee |
| Exam Duration: | 180 minutes |
| Exam Format: | Multiple-choice, Computer-based |
| Certificate Validity Period: | 2 years (renewable with continuing education) |
| Available Languages: | English, Spanish |
| Real Exam Qty: | 150 |
| Passing Score: | 60% (90 out of 150 questions) |
| Related Certifications: | Life-Only Agent License Accident and Health or Sickness Agent License |
| Sample Questions: | California Department of Insurance CA-Life-Accident-and-Health Sample Questions |
| Exam Way: | In-person at PSI testing centers or remote online proctored |
| Pre Condition: | 52 hours pre-licensing education (40 hours product-specific + 12 hours code/ethics) effective Jan 1, 2026; fingerprinting required |
| Official Syllabus URL: | https://www.insurance.ca.gov/0200-industry/0030-seek-pre-lic/prelicensing-educational-objectives.cfm |
California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: California Insurance Code & Ethics | 20% | - Ethical standards and anti-fraud provisions - Unfair trade practices - State regulations and licensing rules - Policy delivery and replacement rules |
| Topic 2: General Insurance Concepts | 10% | - Insurance marketplace and regulation overview - Insurance contract law and elements - Basic insurance principles and terminology |
| Topic 3: Annuities and Retirement Plans | 10% | - Tax treatment and suitability - Fixed and variable annuities - Immediate and deferred annuities |
| Topic 4: Health Insurance | 25% | - Medical expense and major medical plans - Disability income insurance - Medicare and Medicare supplements - Long-term care insurance - Health policy provisions and exclusions |
| Topic 5: Life Insurance | 35% | - Group life insurance - Policy provisions, riders, and options - Beneficiary designations and settlement options - Types of life insurance policies |
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