Insurance Licensing NJ-Life-Producer Exam Details & Actual Exam Questions

  • Exam Code/Number: NJ-Life-Producer
  • Exam Name/Title: New Jersey Life Producer Exam
  • Certification Provider: Insurance Licensing
  • Corresponding Certification: New Jersey Insurance Licencing (NJDOBI)
  • Exam Questions: 95
  • Updated On: Aug,30 2026
  • Certification Level: Associate

Insurance Licensing New Jersey Life Producer Exam Questions

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Insurance Licensing NJ-Life-Producer Exam Overview:

Certification Vendor:New Jersey Department of Banking and Insurance (NJDOBI)
Exam Name:New Jersey Life Producer Examination
Exam Number:NJ-Life-Producer
Related Certifications:New Jersey Life Insurance Producer License
Certificate Validity Period:License renewal required every 2 years with continuing education requirements
Available Languages:English
Exam Duration:120 minutes
Exam Format:Multiple Choice, Computer-Based Testing
Real Exam Qty:83
Exam Price:USD 47
Passing Score:70%
Sample Questions:Insurance Licensing NJ-Life-Producer Sample Questions
Exam Way:Available at PSI testing centers and through remotely proctored online examination.
Pre Condition:Completion of a New Jersey-approved prelicensing education course (typically 20 hours for Life line of authority) and possession of a Certificate of Completion.
Official Syllabus URL:https://www.psiexams.com/test-takers/njdobi/

Insurance Licensing NJ-Life-Producer Exam Syllabus Topics:

SectionObjectives
Topic 1: Retirement and Other Insurance Concepts- Qualified Plans
- Life Insurance Needs Analysis
- Retirement Plans
Topic 2: Types of Policies- Interest-Sensitive Life Products
- Traditional Whole Life Products
- Annuities
- Term Life Insurance
- Combination Plans and Variations
Topic 3: Policy Riders, Provisions, Options, and Exclusions- Policy Riders
- Policy Provisions and Options
- Policy Exclusions
Topic 4: Completing the Application, Underwriting, and Delivering the Policy- Application Process
- Underwriting
- Policy Delivery
Topic 5: State Laws, Rules, and Regulations- Ethics and Consumer Protection
- Producer Licensing Requirements
- Marketing Practices
- New Jersey Insurance Regulations


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