Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Details & Actual Exam Questions

  • Exam Code/Number: Life-and-Accident-and-Health-or-Sickness-Producer-Combo
  • Exam Name/Title: Life and Accident and Health or Sickness Producer - Combo Series 20-30
  • Certification Provider: Insurance Licensing
  • Corresponding Certification: Insurance Licensing Certification
  • Exam Questions: 265
  • Updated On: Sep,27 2026
  • Certification Level: Professional

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Exam Questions

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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Overview:

Certification Vendor:State Insurance Departments (typically administered via Pearson VUE or Prometric, depending on jurisdiction)
Exam Name:Life and Accident and Health or Sickness Producer - Combo Series 20-30
Exam Number:20-30
Exam Price:$55–$150 USD (varies by state)
Real Exam Qty:100-150
Exam Format:Computer-based testing, Multiple-choice
Related Certifications:Accident and Health or Sickness Insurance Producer License
Life Insurance Producer License
Exam Duration:120-150
Available Languages:English
Passing Score:70%
Certificate Validity Period:Varies by state (typically license renewal every 2 years)
Sample Questions:Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Sample Questions
Exam Way:Computer-based exam delivered at authorized testing centers or online proctored systems depending on state provider (Pearson VUE or Prometric)
Pre Condition:Completion of state-approved pre-licensing education hours (varies by jurisdiction)
Official Syllabus URL:https://www.naic.org/ (National Association of Insurance Commissioners - reference portal; actual booking via state DOI / Pearson VUE or Prometric)

Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

SectionObjectives
Topic 1: Annuities- Accumulation and payout options
- Annuity types and features
Topic 2: Insurance Fundamentals- Insurable interest and risk management concepts
- Basic insurance principles
Topic 3: State Insurance Regulations- Unfair trade practices and compliance
- Producer licensing requirements
Topic 4: Accident and Health Insurance- Disability income and medical expense coverage
- Health insurance plans and structures
Topic 5: Ethics and Professional Conduct- Consumer protection standards
- Ethical responsibilities of insurance producers
Topic 6: Life Insurance- Types of life insurance policies
  • 1. Whole life insurance
    • 2. Universal life insurance
      • 3. Term life insurance
        - Life policy provisions and riders
        Topic 7: Federal Regulations and Taxation- Federal insurance-related regulations
        - Tax treatment of insurance products
        Topic 8: Policy Provisions and Options- Standard policy provisions
        - Beneficiaries and policy ownership


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