Insurance Licensing PA-Title-Insurance-Agent Actual Free Exam Questions & Community Discussion

Exam Code/Number: PA-Title-Insurance-Agent
Exam Name/Title: Pennsylvania Producers Examination for Title Insurance Series 16-10
Certification Provider: Insurance Licensing
Corresponding Certification: Pennsylvania Insurance Licencing (PAIN)

Exam Questions: 67
Updated On: Jul 15, 2026

Question #8

Coverage under a loan policy remains effective

A. during the life of the owner.

B. until the secured debt is satisfied.

C. until the property is sold.

D. until the lender assigns the mortgage.

Discussion 0

Correct Answer: B Vote an answer

Question #9

When a land owner uses his land as security for a loan, the encumbrance created is called

A. a mortgage.

B. an involuntary lien.

C. a promissory note.

D. a special security.

Discussion 0

Correct Answer: A Vote an answer

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Question #10

An ALTA survey of the land could disclose all of the following EXCEPT

A. a property line lawsuit.

B. the improvements on the land.

C. a pond located on the land.

D. a violation of the setback line.

Discussion 0

Correct Answer: A Vote an answer

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Question #11

Which document is recorded in the recorder of deeds?

A. realty transfer tax statement of value

B. civil judgment

C. notice of lis pendens

D. mechanic's lien

Discussion 0

Correct Answer: A Vote an answer

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Question #12

Which of the following is excluded from coverage in the standard owner's policy?

A. any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage

B. recorded documentation on the title to real property without acknowledgment

C. lack of a right of access to and from the land

D. any law, ordinance, or governmental regulation without filed notice

Discussion 0

Correct Answer: D Vote an answer

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Question #13

A state tax lien filed in the county where the taxpayer owns property is

A. only a lien upon the sale of the property.

B. a lien against any property owned by the taxpayer in the county.

C. a lien that remains in force for a 3-year period.

D. only a lien against the property described in the lien.

Discussion 0

Correct Answer: B Vote an answer

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Question #14

When issuing an Owner's policy, encumbrances should be shown as

A. listed on Schedule A for informational purposes.

B. listed on Schedule B as an exception.

C. a requirement in Schedule B-I.

D. an exception in Schedule C.

Discussion 0

Correct Answer: B Vote an answer

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