Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Actual Free Exam Questions & Community Discussion
Returning part of the commission or giving anything of value to the insured as an inducement to buy a policy is
Correct Answer: A
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Under Medicare Hospital Insurance Part A, there are no medical benefits provided for treatment in a skilled nursing facility beyond
Correct Answer: D
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Which of the following is a common exclusion from coverage under a medical expense plan?
Correct Answer: C
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When would a supplemental attending physician's statement be appropriate for life or health insurance purposes?
Correct Answer: A
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If Janet purchases a 10-year level term life insurance policy with a face amount of $100,000, which of the following is TRUE?
Correct Answer: C
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An accelerated death benefit provision allows a portion of the death benefits to be paid to the insured prior to death if the insured
Correct Answer: C
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A condition for which medical advice, diagnosis, care, or treatment was recommended or received during the
6 months immediately preceding the effective date of group health coverage is
6 months immediately preceding the effective date of group health coverage is
Correct Answer: D
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Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?
Correct Answer: D
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How long is the contestable period for a life insurance policy?
Correct Answer: C
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Any person of competent legal capacity may contract for life and health insurance at a MINIMUM age of
Correct Answer: D
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Which one of the following types of benefits is often excluded from coverage under an HMO plan?
Correct Answer: C
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A person whose life is insured under a group insurance policy has the right to designate a beneficiary and the right to
Correct Answer: C
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