Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Actual Free Exam Questions & Community Discussion
Health benefit plans providing maternity coverage shall provide postpartum home care if childbirth occurs at home within?
Correct Answer: B
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Backdating on a life insurance policy is the practice of
Correct Answer: C
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Disability policies MOST often pay benefits in the form of
Correct Answer: A
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In a term life insurance policy, premiums may be increased at the renewal of the policy. Prior to renewal, the premiums would be considered
Correct Answer: C
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From an insured's perspective, what is the PRIMARY and MOST attractive feature of a viatical settlement?
Correct Answer: C
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A form of an accelerated death benefit is a
Correct Answer: A
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A newly hired employee gives his enrollment form to his employer, but due to an administrative error, it is never forwarded to the insurance company. The error is detected 3 months later. What will happen if the clerical error provision is in effect?
Correct Answer: B
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Accidental death covers death from
Correct Answer: D
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Ordinary life insurance should BEST be viewed by the consumer as
Correct Answer: D
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If a primary beneficiary dies, life insurance benefits are then paid to
Correct Answer: B
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Which of the following is an ADVANTAGE to the policyowner of the recurrent periods of disability provision in the disability income policy?
Correct Answer: D
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Which rider would allow additional insurance to be purchased at specified dates or events, without additional underwriting?
Correct Answer: A
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